Your Medical Insurance FAQs, Answered By Our Eye Doctors
You care a lot about your vision, but you want to make sure you can afford the proper eye care. Knowing if your health insurance plan is accepted by Bayside Eye Center is the first step. Our eye doctors are here to walk you through some frequently-asked questions about vision insurance.
We accept all major providers, including BCBS, Cigna, United Healthcare, and Aetna, to name a few. The only HMO we take is AARP and BCBS. All other HMO patients should call to make sure we’re in network, and to get any necessary referrals from their primary care physician.
We do not, because vision insurance is limited in what it covers. Vision plans only offer a basic eye exam, and the reimbursement is very small. The exam that’s offered is not up to our standards of eye care, because we want to provide our patients with the most thorough and comprehensive eye exam possible. By not being confined to a vision plan, our eye doctors can provide the best in care.
We do! Medicare doesn’t have a vision benefit with it; regardless, we take Medicare.
Medical insurance plans cover any procedure or office visit that includes a medical diagnosis — though this doesn’t factor in copays, deductibles, etc.
Things like contact lenses or eyeglass prescriptions are not considered medically necessary, by nearly every insurance plan. You will be responsible for payment on these types of products and other non-medically necessary procedures at the time of your business.
It’s really important that you know your health insurance plan and what it covers before visiting our eye doctors. Know about your annual deductible, have your insurance card ready, and understand what you will be billed for.
Give our Punta Gorda eye clinic a call. We’d be happy to help you figure out your insurance information and whether or not you’re covered! While we do take most major insurance plans, we understand that there are plenty of carriers out there. Call us today to find out, and schedule your appointment with the eye doctors of Bayside Eye Center.
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